The following terms and conditions, constitute the agreement applicable to the use of the Save On My Mortgage Insurance website, as agreed between Save on My Mortgage Insurance and the user of the website. By checking the "I Accept" icon below, you acknowledge having read and accepted all of these terms and conditions. Please note that these terms and conditions of use may be modified at any time by Save On My Mortgage Insurance. 

The independant brokers working with Save on My Mortgage Insurance are registered as independent insurance broker in the Alberta Insurance Council. 

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Purpose of the Website

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Save On My Mortgage Insurance provides access to an information collection service and facilitates contact with licensed insurance professionals to simplify the process of obtaining mortgage insurance quotes for users.

Our mission is to help users save money by making it easier to find the right mortgage insurance policy tailored to their needs, with our top priority being to find the most competitive rates available.

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Our service includes the following:

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• Providing a 100% free and obligation-free service for users;

• Collecting and organizing the necessary information to prepare quotes;

• Helping users avoid multiple applications by centralizing the process.

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What the Website is Not

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Save On My Mortgage Insurance is not an insurance provider or direct underwriter. Instead, it is an independent brokerage firm operating in Alberta, acting as an intermediary between the user and licensed insurance professionals. The website serves as a platform to collect and transmit all required information to allow our team to prepare and send tailored quotes.

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Information Submission, Processing, and User Acceptance

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To provide its services, Save On My Mortgage Insurance must collect all necessary information to develop a suitable insurance quote tailored to the user's needs. By accepting these terms and conditions, the user agrees to provide all personal or confidential information required via an online form, by phone, or by email.

Save On My Mortgage Insurance reserves the right to remove any information provided by the user when there is reason to believe that such information is contrary to these terms and conditions or infringes upon third-party rights.

Any information submitted by the user can be modified or removed from the Save On My Mortgage Insurance database by submitting a request via email. Save On My Mortgage Insurance reserves a period of 15 days from the receipt of such a request to process the removal or modification.

The user also agrees that the information entered into the quote request form may be collected, transferred, and stored by Save On My Mortgage Insurance in compliance with the provisions outlined in the "Privacy Policy" section below.

The information will not be shared with third parties.

By including their phone number in the form and submitting it, the user agrees to be contacted by Save On My Mortgage Insurance, even if they are registered on the National Do Not Call List. The user also agrees to be contacted via phone, email, or text message to obtain further details necessary for preparing the quote or finalizing a contract.

 

Accuracy of Information Provided by the User

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The user is always responsible for ensuring that the information they provide is valid, complete, and up to date at the time of submission. Failure to comply with this may result in penalties as outlined in the "Prohibited Actions and Penalties" section below.

Save On My Mortgage Insurance has the right, but not the obligation, to review information submitted by users on this website. Save On My Mortgage Insurance disclaims any responsibility regarding the verification of user-submitted information and any consequences or damages resulting from its transmission or use, as further detailed in the "Company’s Commitments and Liability Limitations" section.

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Privacy Policy

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The confidentiality of user-submitted information is important to Save On My Mortgage Insurance. While complete security cannot be guaranteed, Save On My Mortgage Insurance commits to taking all reasonable measures to ensure the security and privacy of the information provided by the user. A personal information protection policy has been established in accordance with the Personal Information Protection Act (PIPA) of Alberta, available here:
https://www.qp.alberta.ca/documents/Acts/P06P5.pdf

However, by accepting these terms and conditions, the user understands and acknowledges that despite Save On My Mortgage Insurance's efforts, it is impossible to guarantee the success of security measures, as the Internet is never entirely secure. The user, therefore, accepts the potential risks and damages associated with transmitting personal information.

 

Intellectual Property and Content

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The content displayed on this website and any other platform owned by Save On My Mortgage Insurance is for informational purposes only and has no official or professional value.

As such, Save On My Mortgage Insurance does not guarantee the accuracy of the content on its website or other platforms, although efforts are made to keep it up to date.

All website content, design, layout, trademarks, and images are the exclusive property of Save On My Mortgage Insurance and are protected under intellectual property laws. Any copying, reproduction, distribution, or publication is strictly prohibited without prior written authorization from Save On My Mortgage Insurance.

It is, however, allowed to share our content on social media and create hyperlinks to our website, provided that:

• No product from the website is reproduced;

• No content is placed in a "frame";

• You do not claim to represent Save On My Mortgage Insurance or endorse any product or service;

• Your website does not contain defamatory, obscene, or threatening material.

Any violation of this section will result in appropriate sanctions as described below in "Company’s Commitments and Liability Limitations" and may be subject to legal action.

 

Use of Cookies

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For user convenience, the Save On My Mortgage Insurance website uses cookies.

A cookie is a small text file stored on the visitor's hard drive. No confidential information is stored, and cookies are not harmful to your system. Instead, they enhance your browsing experience on our website.

If the user wishes to disable cookies, they can do so in their browser settings (Google Chrome, Mozilla Firefox, Microsoft Edge, etc.).

Save On My Mortgage Insurance uses Google Analytics and other web tracking tools to analyze user behavior. The data collected is transmitted to and stored by Google. The user understands that Google may share this data with third parties if legally required or for data processing purposes.